EXPERIENCED-QUALIFIED-APPROVED-CERTIFIED 203K CONTRACTORS THAT ARE READY TO REHAB-REPAIR YOUR HOME

 

 

203(K) Contractor Ready Directory

CERTIFIED APPROVED 203K CONTRACTORS

 

FHA 203(K) is a program for the Rehabilitation or 
 Home Improvement of 1-4 Family Homes 
Buying or Renovating Your Existing Home

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Welcome To Hud 203K Contractor Ready
 
   

 

Hiring An General Contractor For A HUD 203K Loan


The selection of an experienced 203(K) contractor is one of the most important decisions
a borrower can make during the FHA 203(K) loan process. Partnering with the right 203(K)
contractor can make all the difference to a successful 203(K) experience.

203K Contractors Certification

There is no such thing as a HUD or FHA 203(K) Contractor Certification Program and contractors do not need to receive FHA approval before beginning construction. In Fact, HUD/FHA do not approve, endorse or certify remodeling/general contractors or builders and does not recognize any type of third party FHA 203(K) Contractor Certification or designation. But There is a lenders Contractors Verification Process.

Lenders Contractor Verification

The loan lenders will often verify the 203(K) Contractors chosen by the borrower. The lender will verify the contractor's licensing, making sure that both the license and the certifications are valid and in good standing. The may also run a background check on the contracting company, and call customers and vendors references. The contractor will need insurance (General Liability for one). All this is done to protect the investment made by the bank and by the borrower.

 

 

 

 

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